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One State, One RRB in Telangana: A Blueprint for Reinforcing the Rural Banking Network
Telangana Grameena Bank has surpassed 10 commercial banks in branch network, emerging as the state’s second-largest government bank after SBI. In Sangareddy district, TGB now operates 53 branches, exceeding SBI’s 49. The One State, One RRB initiative is driving a transformative expansion in rural banking.
Author: Saurav Kumar
Published: February 24, 2025
India’s rural banking sector has reached a major milestone with the implementation of the One State, One RRB initiative, beginning with Telangana. The consolidation of Telangana Grameena Bank (TGB) under this framework signals a transformative shift, positioning Regional Rural Banks (RRBs) as a formidable government banking network.
Author’s recent visit to Telangana Grameena Bank branches post-amalgamation revealed a seamless transition. New name boards have been installed, and the integration of digital banking products and financial schemes is progressing efficiently. The consolidation has expanded the bank’s network across the state, ensuring stronger financial inclusion and improved service delivery in rural areas.
RRBs Expanding Branch Network Reach
According to an official report on bank branches in Sangareddy district, the Regional Rural Bank (formerly APGVB, now Telangana Grameena Bank - TGB) operates 53 branches, and has surpassed State Bank of India’s (SBI) 49 branches in the district. The branch count of TGB exceeds that of all Public Sector Banks (PSBs) in the region, reinforcing its growing reach in the rural banking sector.
RRB Network Surpasses Commercial Banks
A senior official from Telangana Grameena Bank confirmed to Kanal that the bank’s branch network has now exceeded that of 10 commercial banks, solidifying its position as the most extensive government banking network in the state. With 923 operational branches, TGB stands as the second-largest government bank in Telangana, following the State Bank of India (SBI), which has 1,215 branches statewide.
“The ongoing amalgamation will further expand the bank’s reach, enhancing its ability to serve rural communities more effectively,” the official added. “With this process underway, TGB is also expected to open new branches in the coming months.”
A similar expansion of the RRB network is in progress across states like Bihar and others with multiple RRBs, with significant developments expected in the coming weeks. The Department of Financial Services (DFS) is set to issue a formal notification on the implementation of the One State, One RRB framework, paving the way for a more unified and extensive rural banking network.
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