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Amalgamation Fallout: Jammu and Kashmir Grameen Bank Staff Allege Deputation Pressure and Unpaid Allowances
Jammu and Kashmir Grameen Bank staff allege deputation pressure, unpaid allowances, and staff shortage following recent RRB amalgamation.
Author: Saurav Kumar
Published: 6 hours ago
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The process of deputation in Jammu and Kashmir Grameen Bank has emerged as a major concern for newly joined staff, particularly in the Kashmir region. Employees have alleged that repeated short-term transfers and unpaid allowances have created severe financial strain and mental exhaustion. The issue, which surfaced following the recent amalgamation of Regional Rural Banks (RRBs), highlights the growing challenges faced by staff under the new administrative setup.
Sources within the bank revealed a deputation order that reflects the trend of frequent relocations — showing one employee posted as branch in-charge at four different branches on four consecutive days within the same week, each without loaning powers. The pattern of constant movement has allegedly disrupted work-life stability and burdened employees with out-of-pocket travel expenses.
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“The relentless deputations without any allowance have drained us financially and mentally,” said a staff member posted in South Kashmir, requesting anonymity. “Even female employees are being sent to far-flung and security-sensitive areas, which adds to the distress.”
Unpaid Allowance
Speaking to Kanal under the assurance of anonymity an employee said, ““I’ve been deputed to over 15 branches within just a month — sometimes as far as 120 kilometres from my parent branch. For the past six months, I’ve had to bear all travel and food expenses myself, as no travel or dearness allowance is being paid. Ever since the amalgamation of the erstwhile Ellaquai Dehati Bank, our dues remain unsettled.”
Staff Shortage: An Unaddressed Challenge
According to inside sources, most branches of Jammu and Kashmir Grameen Bank in the Kashmir region are operating with just two employees, making day-to-day banking operations extremely difficult. “While branches in Jammu are equipped with 3-4 staff, branches in Kashmir often run with just a branch manager and an office assistant,” the employee noted
Another staff member shared, “The staff shortage is so severe that we couldn’t even take leave during Diwali. Many branches are functioning with minimal manpower, leaving no room for rest or rotation.”
As per the latest IBPS recruitment notification, Jammu and Kashmir Grameen Bank currently has 50 vacancies for Office Assistants, highlighting the growing gap between operational needs and available workforce.
As Regional Rural Banks mark 50 years of their formation, the situation in Jammu and Kashmir Grameen Bank reflects a deeper structural concern — one that calls for immediate intervention to safeguard both employee welfare and service quality in rural banking.
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