SBI Reports ₹20,160 Crore Q2 Profit as Efficiency and Workforce Factors Draw Attention

State Bank of India (SBI) announced a net profit of ₹20,160 crore for the second quarter of FY26, reflecting a 9.97% year-on-year increase supported by higher non-interest income and improved asset quality. The bank’s overall business surpassed ₹100 trillion, marking a significant milestone in its growth trajectory. While the financial outcomes remain positive, earlier reports have drawn attention to issues such as staff shortages, extended working hours, and rising workloads.

SBI Q2 FY26 Financial Highlights
SBI reported deposits of ₹55.9 lakh crore and advances of ₹44.2 lakh crore in Q2 FY26. The bank’s domestic credit-to-deposit ratio stood at 69.82%, while its RAM portfolio crossed ₹25 lakh crore. Asset quality remained stable, with a gross NPA ratio of 1.73% and net NPA of 0.42%. SBI continued its digital growth, with 98.6% of transactions via alternate channels and 9.35 crore registered YONO users.

Reports Document SBI’s Workforce Conditions
Previous reports have documented various aspects of SBI’s staff experience, including field-level monitoring practices, extended work hours, mental health discussions, and recruitment trends. These ground-level insights offer additional context to the bank’s operational and financial developments, particularly in understanding how workforce dynamics align with its performance and efficiency measures.

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